Pay yourself like you mean it.

The steadiest approach is a fixed monthly paycheck. Choose an amount your business can reliably support, pay it on the same day every month and let a buffer fund absorb the ups and downs. Good months top up the buffer, slow months draw from it, and your personal life stays steady either way. This planner helps you find that amount and see how it plays out over a year.

Enough to live on, and no more than your business can reliably support. The planner looks at your real income and costs and suggests a safe monthly paycheck. Then it shows your buffer month by month, so you can test a higher or lower amount before you commit.

Many business owners aim for three months of pay and business costs, and that’s where the planner starts. You can choose anywhere from one to six months, depending on how uneven your income is and how much calm you want.

It depends on where you live and what you earn. The planner starts at 25% of every payment, or uses the rate you worked out in the Profit Calculator, and you can change it anytime. It also shows your four quarterly estimated tax payments with their due dates, so nothing sneaks up on you.

It’s a small share of every payment (the planner starts at 5%) that you keep as profit, separate from your paycheck and your costs. Use it for a bonus, an investment or a rainy-day cushion. Paying yourself and keeping profit are two different things, and this keeps them that way.

That’s exactly who it’s for. Enter each month as it really was, or fill in a typical year from one yearly total, and the planner shows how a steady paycheck and a buffer would carry you through the dips.

The quarterly tax dates follow the US schedule. Everything else works anywhere: your paycheck, your buffer, your set-asides and your payment splits. Just set your own tax percentage.

No. It’s a planning tool that helps you see your own numbers clearly. For advice about your specific situation, a bookkeeper or tax professional is always a good call.

No, you can enter everything yourself. If you’ve used the Profit Calculator, your costs and tax rate carry over, so you only enter your numbers once.

Right after checkout, log in and your tool is waiting in your Purposepreneur™ Toolkit. It works on your laptop or your phone, and everything you enter saves as you go.

Because you get the full tool the moment you check out, all sales are final. Not sure yet? Try the free tools first, like Business Pulse and Runway to Leap, to see how the toolkit works. And if you ever get stuck, reply to your order confirmation email for priority support.