A freelance hourly rate calculator
Price from your real numbers
Most pricing advice starts with what everyone else charges. This freelance hourly rate calculator starts with you: what your life costs, what your business costs, what you’ll owe in taxes and how many hours you actually want to work.
Enter each cost however you think about it, per day, week, month or year. The calculator does the rest and shows its work.
What you’ll do with the freelance hourly rate calculator
- List your personal and business costs, from rent to software
- Add the fees you pay to get paid, like card processing and platform fees
- Estimate US self-employment and income tax with this year’s brackets, plus your state rate
- Set the hours and weeks you really want to work
- Choose how much you want to save each year
What you’ll walk away with
- Your break-even rate: the floor you never go below
- Your thriving rate: what covers everything and still lets you save
- Both rates by the hour, day and week, plus the monthly sales that get you there
- “Show my math,” a plain walk-through of every number your freelance hourly rate calculator used

Why a freelance hourly rate calculator beats a guess
Taxes are the number most people forget. In the US, self-employment tax is 15.3% for Social Security and Medicare, on top of income tax, and nobody withholds it for you. A rate that skips it can look healthy and still leave you short. This calculator builds it in, along with the unpaid hours every business has, so the rate you see is a rate you can actually live on.
Works with your other tools
Your thriving rate and yearly sales goal flow straight into the Offer Ladder and the Revenue Roadmap, and your costs and taxes carry into the Pay Yourself Planner. You enter your numbers once.
How access works
Your freelance hourly rate calculator is a one-time purchase of $27, with no subscription. You use it online in your browser, on your computer or phone, and your answers save to your account so you can come back and update them anytime. It’s yours for the life of the product.
All sales of tools and digital products are final (here’s the refund policy), so if you’d like to see how the toolkit feels first, try the free Business Pulse check-in.
Want the full walkthrough first? See how it works on the Profit Calculator page.




